Checking Accounts E-Z Checking Incentive Checking Ultimate 50 Checking Incentive Checking Account A minimum deposit of $1,000.00 is required to open this account. No monthly maintenance fees if a minimum balance of $1,000.00 or an average balance of $2,500.00 is maintained. Otherwise, a $10.00 maintenance fee, and a $0.20** transaction fee is assessed. Interest paid monthly on average collected balances of $1,000.00 or more. Free online account access for personal accounts. Free Bill Pay Service **Each deposit, withdrawal, and electronic entry posted is a transaction. Truth in Savings Disclosure Your Ability to Withdraw Funds Electronic Fund Transfers Terms and Conditions Checking Accounts | Savings Accounts | Certificates of Deposit | IRAs | Loan Services Featured Product | Express Phone Banking | Other Services and Fees