Chisholm Trail State Bank has opted out of the extension of FDIC’s Transaction Guarantee Program effective January 1, 2010. Under that extension, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account until June 30, 2010.

After December 31, 2009, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rule.